A360 complements its enterprise payment software portfolio with a comprehensive range of managed payment infrastructure services, enabling financial institutions, payment processors and merchants to accelerate digital transformation without the complexity of operating critical payment platforms internally. By combining proven payment technology, secure operational infrastructure and deep domain expertise, A360 delivers highly available, standards-compliant services that support the complete digital payment ecosystem.
One of A360's core capabilities is its role as a China UnionPay International Third-Party Service Provider (TPSP). In this capacity, A360 provides critical infrastructure services including UPI Gateway System Operator, UPI 3DS Server Service Provider, and UPI Access Control Server (ACS) Service Provider. These services enable acquiring institutions, issuers and payment service providers to connect to the UnionPay International ecosystem through secure, reliable and fully compliant payment and authentication infrastructure.
A360 also operates as an E-Commerce and Internet Payment Gateway Service Provider, delivering enterprise-grade payment gateway services that enable merchants and payment service providers to securely accept online payments across multiple payment methods, currencies and digital channels. The platform supports high transaction volumes, real-time payment processing and seamless integration with acquiring banks, payment processors and international card schemes, providing a scalable foundation for modern digital commerce.
The company's Tokenisation Service Provider capability enables financial institutions to protect sensitive payment credentials through secure token generation, storage and lifecycle management. Supporting both network and merchant tokenization, the service reduces the exposure of payment card data, strengthens payment security and enables secure digital wallet provisioning, recurring payments and card-on-file services while helping organizations meet stringent security and compliance requirements.
A360 further provides comprehensive EMV® 3-D Secure Authentication Services, enabling issuers, acquirers and payment service providers to deploy strong customer authentication in accordance with the latest EMV® 3-D Secure specifications. The service supports risk-based authentication, frictionless authentication flows, challenge management, one-time password (OTP), push notification and biometric authentication, helping reduce e-commerce fraud while improving transaction approval rates and customer experience.
All service offerings are supported by enterprise-class operational infrastructure designed to deliver high availability, resilience and security. A360 operates its services in accordance with internationally recognized payment industry standards, including PCI DSS, EMV® 3-D Secure and UnionPay International requirements, while incorporating robust security controls, operational monitoring, business continuity and disaster recovery capabilities.
By combining advanced payment technology with managed operational services, A360 enables financial institutions to reduce implementation complexity, accelerate time-to-market and optimize operational costs while maintaining the highest levels of security, compliance and service availability. This integrated service portfolio positions A360 as a trusted strategic partner for organizations seeking secure, scalable and future-ready payment infrastructure services.