A360 Payment Suite Architecture Diagram

Unified. Secure. Modular. End-to-End Payment Platform

A360 Payment Suite – Core Business Domains

1. Issuing Domain

  • CMS
  • Authorization
  • Tokenization
  • Loyalty
  • Card Controls
  • Customer & Account Management

2. Acquiring Domain

  • TMS
  • Merchant Management
  • POS / ATM Management
  • Internet Payment Gateway (IPG)
  • Merchant Portal
  • Settlement & Fees

3. Transaction Processing Domain

  • Switch
  • Routing Engine
  • Clearing
  • Settlement
  • Message Transformation
  • Network Management

4. Digital Payments Domain

  • Digital Wallets
  • Token Service Provider
  • Open Banking
  • QR Payments
  • Click-to-Pay

5. 3D Secure Domain

  • Directory Server (DS)
  • Access Control Server (ACS)
  • 3DS Server
  • 3DS SDK / Split SDK

6. Fraud & Compliance Domain

  • Fraud Detection
  • AML
  • Dispute Management
  • Chargeback Management
  • Risk & Case Management
  • Simulation & Certification

7. National Infrastructure Domain

  • National Switch (ISO 8583)
  • Domestic Card Scheme
  • Interbank Routing
  • Clearing & Settlement
  • Scheme Management
  • BIN & Network Management

8. Acceptance Domain

  • POS Solutions
  • ATM Applications
  • SoftPOS
  • Self-Service Kiosk
  • Unattended Solutions

9. Operational Services Domain

  • Monitoring
  • Reporting
  • Business Intelligence
  • Analytics
  • Alerting
  • Audit & Logging

10. Shared Services & Platform Layer

  • Security Services
  • API Gateway
  • HSM & Key Management
  • Configuration Management
  • Identity & Access Management
  • Audit & Compliance
  • High Availability & Disaster Recovery

Deployment & Infrastructure

  • On-Premises
  • Private Cloud
  • Public Cloud
  • Hybrid Cloud
  • Scalable
  • Secure
  • PCI DSS Certified

A360 Payment Suite is a comprehensive, modular payment platform designed to support the entire payment ecosystem through a single, integrated architecture. It enables financial institutions, payment processors, national payment operators and fintech organizations to modernize payment infrastructures, improve operational efficiency and accelerate digital transformation.

The platform is built around four core business principles: supporting all payment instruments through a converged application, combining issuing and acquiring within a single platform, enabling relationship-based pricing and profitability management, and providing a scalable foundation for future business growth. These capabilities are complemented by end-to-end payment management, customer-centric business processes, strong security and regulatory compliance, real-time analytics, open integration capabilities and a future-ready architecture.

The platform delivers end-to-end capabilities across the complete payment lifecycle, including card issuing, acquiring, transaction switching, national payment switches, EMV® 3-D Secure authentication, tokenization, fraud management, loyalty, merchant services and payment acceptance. Its unified architecture eliminates operational silos, simplifies integration and enables seamless interoperability across multiple payment channels, networks and payment schemes.

A360 Payment Suite is a single, intelligent and scalable payment ecosystem that enables banks, payment processors, national payment operators and fintech organizations to improve operational efficiency, strengthen customer relationships, accelerate innovation and maximize long-term profitability.