Card Issuing and lifecycle Management
- Card life cycle management for debit, credit, pre-paid, virtual, and mobile
- Flexible management of existing card portfolio and fast creation of new products and services
- Multi-banking, multi-currency, multi-brand, and multi-account system
- Strong authorization, authentication, and credit scoring
- Transaction processing, clearing & settlement, reporting and analytics
- Fee calculation, accounting and core integration
- Petrol cards and fleet management, integration with retail petrol solutions
- Billing, bill consolidation, electronic bill presentment and payment (EBPP)
- Card Management Module (card issuing, full lifecycle card management for prepaid, debit, credit, private label, affinity, virtual, definition and lifecycle management of a Card Program parameters…)
- Personalization Preparation Module (card creation data and PIN-mailer print data)
- Credit Card Module (revolving, charge, installments, credit scoring, interest calculation, statements, pay-offs, delinquency tracking)
- Loyalty Module (loyalty schemes, loyalty campaigns, points, rewards, cash-back, client personal application)
- Switch Module (routing requests for authorization from acquirer further to issuer and back, while linking different reception networks on a national or international level)
- Transaction Authorization Module (on-line and off-line transaction authorization based on account balance and other card program and(or cardholder variables)
- Access Control Server – ACS (new EMVCo 3D Secure 2.X authentication protocol on the issuing side in line with PSD2 SCA requirements, enhanced customer experience – faster check out / frictionless flows, abandonment rates reduced, educed fraud, accessibility for app-based purchases, better performance of authentication)
5000
banking transactions per second
30
years of experience
20+
million banking cards in the system
